Business Term Loans

Short-term business loans are typically used to cover immediate cash flow needs, such as purchasing inventory or handling unexpected expenses, often at rates more favorable than business credit cards. Long-term (and intermediate) business loans generally stretch from one to five years or longer and are best suited for major capital investments, such as buying equipment, financing a business expansion, or purchasing real estate.

Qualification is based on finding a lending solution that fits your unique business needs and goals. Our team of local lenders in Dallas and Frisco works closely with business owners throughout the Dallas-Fort Worth area to provide customizable solutions, whether you are looking for a small business loan to provide working capital or a larger commercial loan for acquisition.

First Lonestar offers competitive fixed and variable interest rates with customizable repayment schedules for businesses in North Dallas. To receive a personalized rate quote based on your specific project, such as equipment purchasing or business expansion, contact our Dallas or Frisco branch at 469-389-3660 to speak with a local commercial lender.

To ensure every client receives personalized service, we invite you to call or visit our local branch to discuss your business financing needs directly with a lender. This face-to-face approach allows our North Dallas lending team to offer fast decisions and customized financing solutions that national banks often cannot match.

Collateral requirements vary depending on the loan structure, but First Lonestar offers options to receive a commercial term loan without collateral, allowing you to maintain full ownership of your business assets. For other loans, such as equipment financing, the equipment itself may be used as collateral to secure the funding you need to grow.