Remote Deposit Capture for Businesses in North Texas
Deposit checks directly from your office, no branch visit required, with MyDirectCheck™ Merchant Check Capture.
What is Remote Deposit Capture?
Remote Deposit Capture (RDC) is a secure business tool that allows you to deposit checks into your account right from your office or job site using a specialized scanner. Instead of driving to a branch in Frisco or Dallas, you simply scan your checks and send the digital images to First Lonestar Bank for processing. It’s a fast, reliable way to improve your daily cash flow without ever leaving your desk.
Bringing the Bank to Your Desk
We know your time is one of your most valuable assets. Remote Deposit Capture—which we call MyDirectCheck™—is like having a private teller window inside your office. It’s built to help you spend less time on the road and more time focusing on your team and your customers.
- Get Your Money Moving Faster: When you scan checks as they come in, your funds get to work sooner. No more waiting for the end of the week to make a "bank run."
- Save on the Commute: Between DFW traffic and busy schedules, a trip to the branch can take an hour out of your day. RDC saves you gas, mileage, and—most importantly—time.
- Keep Your Office Tidy and Secure: Getting paper checks off your desk and into our secure digital system immediately reduces the risk of items being lost, misplaced, or forgotten.
How MyDirectCheck™ Works
Setting up your office for digital deposits is simpler than you might think. We’ve cut out technical hurdles so you can get back to business.
- Scan Your Checks: Use a compact, high-speed scanner (sourced through the bank) to capture images of your daily deposits.
- Review the Total: The system automatically totals your checks. You just give it a quick "thumbs up" to ensure everything looks correct.
- Click Send: Your deposit is sent through a secure, encrypted connection to our local team for processing. It’s that easy.
Frequently Asked Questions About Remote Deposits
What is Remote Deposit Capture (RDC)?
Remote Deposit Capture is a secure service that lets you deposit business checks from your own office using a desktop scanner. Instead of taking time out of your day to drive to a branch, you simply scan your checks and send the digital images to us for processing. It’s like having a First Lonestar Bank teller window right on your desk, giving you more time to focus on your customers.
Do I need special equipment to use RDC?
Yes, you will need a compact, high-speed check scanner (which can be sourced through the bank) and a computer with an internet connection. We make the setup process easy by providing the hardware—which we call MyDirectCheck™—and walking you through the software. Once it’s on your desk, scanning a batch of checks is as simple as feeding them into the tray and clicking "send."
Does RDC help speed up deposit processing?
Yes, RDC speeds up your deposit processing by allowing you to send checks to the bank the moment they arrive at your office. By skipping the commute or waiting for a courier, you get your funds into your account much faster. This "real-time" approach to banking means your money starts working for you immediately rather than sitting in a desk drawer until the end of the week.
Can RDC reduce fraud risk?
Yes, RDC reduces fraud risk by digitizing paper checks immediately and transmitting them through a highly secure, encrypted connection. The sooner a check is scanned and moved into our system, the less time it spends sitting in your office where it could be lost, stolen, or misplaced. It’s a cleaner, safer way to handle your company’s incoming payments.
Is RDC available for multiple business locations?
Yes, we can set up Remote Deposit Capture for all your business locations, allowing you to centralize your deposits into a single account. Whether you have multiple storefronts in Frisco or offices across North Texas, each location can have its own scanner. This gives you a clear, "big-picture" view of your company-wide cash flow without having to coordinate physical deposits from different sites.
Ready to skip the trip to the branch?
Contact First Lonestar Bank to get started! Our treasury management team is right here in North Texas and ready to help you get started.
Call an FLB Associate or visit our branch in Frisco today.
Service is subject to bank approval.
