About First Lonestar Bank: Your North Texas Community Bank

Welcome to First Lonestar Bank. We aren't just a building where you keep your money; we are your neighbors, your business partners, and active members of the North Texas community. Whether you are looking to secure a commercial loan for a growing enterprise, manage your personal wealth, or simply find a reliable local checking account, our team is here to help you navigate your financial journey with ease.

Our Roots and Growth in North Texas

First Lonestar Bank began with a clear mission: to bring true, relationship-driven community banking to the expanding Dallas-Fort Worth metroplex.

We started our journey as a Loan Production Office in January 2023. Thanks to the trust and support of our local clients, we quickly established deep roots in the region. On June 3, 2024, we opened our first full-service branch in the bustling Frisco Bridges office park to better serve our growing customer base.

As North Texas continues to thrive, we are growing right alongside you. To expand our reach and bring our personalized financial services closer to our clients across the Dallas/Fort Worth Worth metroplex, First Lonestar Bank opened a new full-service branch on Preston Road in July 2026. With convenient locations in both Frisco and North Dallas, accessing local banking expertise has never been easier.

Deep Strengths, Local Leadership

First Lonestar Bank operates as a division of First Liberty Bank, a highly successful community bank founded on October 2, 2006, in Oklahoma City, Oklahoma. Our parent company was built on a foundation of strength and visionary leadership, co-founded by Chief Executive Officer Joey Root, legendary coach Barry Switzer, the late country music icon Toby Keith, and prominent commercial real estate developer Hunter Miller.

While we enjoy the deep resources and financial stability of a major regional institution, our daily focus remains entirely local. First Lonestar Bank is led by our President, Scott Hughes. A veteran banker with over thirty years of industry experience, Mr. Hughes spent his first eight years with First Liberty Bank as Chief Lending Officer before taking the helm. Under his guidance, we combine sophisticated financial solutions with the warm, attentive service you can only get from a homegrown bank.

The Three Tenets That Guide Us

We believe banking should be straightforward, personal, and respectful. Across all our branches, our team operates every day under three simple tenets:

  • We are kind. You will always be greeted by a friendly face and a team that genuinely cares about your day.
  • We are genuine. We don't hide behind fine print or confusing jargon. We offer transparent financial advice tailored to your life or business.
  • We bend over backwards for you. We understand that your financial needs don't always fit neatly into a box. We go the extra mile to build lasting relationships and find creative solutions that help you succeed.

Experience True Community Banking

Your financial goals deserve a partner that values your relationship. We invite you to experience the difference a true North Texas community bank can make.

Drop by our Frisco office or visit our brand new branch on the east side of Preston Road, just north of the LBJ Freeway (I-635) and south of Alpha Road. Let's talk about how we can help you grow your business, manage your wealth, and build a secure financial future.

Your partnership is our privilege. Welcome to First Lonestar Bank.