Commercial Real Estate Loans

Secure Your Commercial Property Today

Whether you are transitioning from a lease to ownership, refinancing a current property, or breaking ground on a new development, First Lonestar Bank provides the capital and local insight necessary to secure your business's physical future. We offer flexible financing for owner-occupied spaces, investment properties, and multi-use developments.

Specialized Financing for the North Dallas, Texas Market

Every real estate project has a unique set of requirements. Our lending team works with you to select the right product for your specific goals:

• Purchase & Acquisition: Secure the office, retail, or industrial space your business needs to establish deep roots in the community.
• Construction & Development: Access interest-only funding during the construction phase that converts seamlessly to a permanent mortgage upon project completion.
• Refinancing & Equity: Lower your monthly overhead or tap into your property's equity to fund other areas of business growth.
• Investment Property Loans: Build your portfolio with financing designed for multi-tenant buildings and commercial rentals.

Frequently Asked Questions

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Q: What types of commercial real estate can I purchase with this loan?

You can use a commercial real estate loan to purchase or refinance office buildings, retail centers, warehouses, and industrial facilities. We specialize in financing a variety of property types, helping you secure the specific physical space required for your industry to succeed.

Q: How do I qualify for a commercial real estate loan?

Qualification depends on your business's financial stability, cash flow, and the appraised value of the property. As a community bank, we personally review your application to find a tailored financing solution that aligns with your long-term objectives and the current local economy.

Q: What is the typical interest rate for commercial real estate loans?

Interest rates are customized based on the property type, the loan-to-value ratio, and your company’s financial profile. We offer competitive fixed and variable rate options. To receive a personalized quote for the current market, we recommend contacting our Dallas or Frisco lending team at 469-389-3660.

Q: Can I use the loan for both property purchases and new development?

Yes, our loans are flexible enough to cover both the acquisition of existing buildings and the funding of new construction projects. Whether you are expanding an existing site or building from the ground up, our team provides the capital and expertise to support the project.

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We are proud to partner with business owners and investors across Dallas, Frisco, Plano, McKinney, and throughout the Dallas/Fort Worth area. Contact us today to discuss how our local expertise and flexible terms can help you secure your next commercial real estate investment.

 

Contact First Lonestar Bank to get started!

Call an FLB Associate or visit a branch in Frisco or Dallas today!