Choose Your Savings Strategy
Connect With a Banker
Which Option Fits Your Goals?
Choose the 6-Month CD if you want a guaranteed fixed return and do not need access to the funds during the term.
Choose the Platinum Money Market if you want competitive earnings while maintaining access to your savings.
6-Month CD Special
4.35% APY*
Guaranteed fixed return for six full months.
- Fixed-rate stability
- FDIC-insured protection
- $2,500 minimum opening deposit
Platinum Money Market Special
4.10% APY*
Enjoy a premium promotional rate while maintaining access to your funds.
- Competitive yield
- Accessible savings
- New money eligible
Personalized Service
Prefer to Connect Directly with Branch Leadership?
Skip the web form and connect directly with our Preston Road Branch Manager.
Brendan Smith
VP, Branch Manager
Direct Line: 469-906-8078
Email: [email protected]
Money Market Grand Opening Special
| Balance | Rate | APY* |
| $1,000.00 - $24,999.99 | 4.0184% | 4.10% |
| $25,000.00 - $49,999.99 | 4.0184% | 4.10% |
| $50,000.00 - $99,999.99 | 4.0184% | 4.10% |
| $100,000.00 - $249,999.99 | 2.08% | 2.10% |
| $250,000.00 - $499,999.99 | 2.18% | 2.20% |
| $500,000.00 - $999,999.99 | 2.57% | 2.60% |
| $1,000,000+ | 2.76% | 2.80% |
Money Market
Annual Percentage Yields (APY) are accurate as of 8.1.2026 and subject to change without notice. Balances $1,000.00 to $99,999.99 earns 4.02 % resulting in a blended APY of 0.00% to 4.06%; $100,000.00 to $249,999.99 earns 2.08% on the portion over $100,000.00, resulting in a blended APY ranging from 4.06% to 2.88%; $250,000.00 to $499,999.99 earns 2.18% on the portion over $250,000.00, resulting in a blended APY ranging from 2.88% to 2.54%; $500,000.00 to $999,999.99 earns 2.57% on the portion over $500,000.00, resulting in a blended APY ranging from 2.54% to 2.57%; $1,000,000.00 and above earns 2.76% on the portion over $1,000,000.00, resulting in a blended APY ranging from 2.57% to 2.80%. New Money only. Available for Personal and Business Accounts when opened with a personal Max checking account. $1,000.00 minimum to open and obtain interest. No Brokered Deposits. Fees may reduce account earnings if minimum balance is not maintained. New personal Max Checking accounts are required.
Max Checking Monthly Qualification: At least 1 ACH payment or credit transaction, 12 debit card purchases & be enrolled in e-statements. Fees may reduce earnings. $50 minimum deposit is required to open an account. Call an FLB Associate for complete details, requirements, and qualifications.
Certificate of Deposit Grand Opening Special
4.35% *Annual Percentage Yield (APY) is accurate as of 9.16.2026 and subject to change prior to account opening without notice. $2,500.00 required to open and obtain interest. No brokered deposits. Special CD offer available on funds new to First Lonestar Bank. A penalty may be imposed for early withdrawal. APY assumes principal and interest remain on deposit for the term of the certificate. MEMBER FDIC
