Compare Our Personal Savings Accounts

Max Saver:

Max Saver with Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. See myfirstlonestar.com or call one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Max checking account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 in your Max Saver account earn an APY of 2% and daily balances over $100,000 earn an interest rate of 0.50% on the portion of the daily balance over $100,000, resulting in a range from 1.25% to 2% APY depending on the account's daily balance. When your linked Max checking account qualifications are not met, the entire daily balance in the Max Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY.

Interest will be credited to your Max Saver account on the first processing/business day of the following statement cycle. APY = Annual Percentage Yield. APYs accurate as of 9/1/2025. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Max Cash Back or a Max Cash account is required to have a Max Saver account. A linked Max Saver account is required for automatic savings. One (1) Max Cash checking account per household. One (1) Max Cash Back checking account per social security number. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

Platinum Money Market:

¹Minimum balance requirement must be met to obtain the interest rate/annual percentage yield.

²Wireless carrier data rates may apply.